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Real Estate Tips
Foreclosures >1. What Is a Foreclosure?

A foreclosure is a legal process through which a mortgagor loses his or her equitable right to redeem a mortgaged estate; in other words, the lender completely repossesses the home from the borrower (homeowner.) The lender goes through the legal motions to sell the property, terminate all the homeowner’s rights in that property, and remove the homeowner.

What are the effects?

  • The most stressful and pressing effect that foreclosure has is that the borrower loses his or her place to live.
  • Foreclosure negatively affects the borrower’s credit rating. It stays on a credit report for seven years and drops a credit score 250 points.
  • A borrower who’s been foreclosed on may have trouble finding and keeping jobs since good credit may be required by employers to be hired.
  • A foreclosed home can bring down the value of surrounding homes.

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The Grime Team, REALTOR®, real estate agent and broker for Orangeville Real Estate, Dufferin Real Estate and Caledon Real Estate, Ontario home listings, property and land for sale - NUMBER1EXPERT

Margorie Grime, Broker.
Royal LePage RCR Realty, Brokerage

Independently Owned and Operated
75 First Street, Suite 14
Orangeville, ON L9W 2E6
Phone: 519-941-5151
Toronto Line: 905-450-3355
Toll Free: 1-800-268-2455
Fax: 519-941-5432
mgrime@thegrimeteam.com

Margorie has devoted her career to real estate sales since 1975. Margorie Grime is a leading REALTOR in the area, selling a home every 3.6 days. Her activities have consistently earned her top awards. With the changing real estate market and economy, Margorie has formed this diverse team-qualified to cover all the complex details of real estate transactions, allowing Margorie to do what she does best-working with people interested in buying and selling property. Margorie is committed to providing the very best service available.

Equal Housing MLS REALTOR


Royal LePage RCR Realty real estate and homes for sale in Orangeville, Hockley Valley and Caledon Ontario

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